Travel Insurance

Find Insurance That Fits Your Needs

Take vacations without fear of cancellation costs! Reduce the complications of unexpected accidents.

For coverage of health care costs for injury or illness, and even ensuring your family is provided for in the event of a death. 

These are only a few benefits of insurance coverages available to you, your family, or your organization!



Protect your health


Protect your vacation plans from flight cancellations or emergency medical situations 

Popular Travel Insurance Solutions

Single Trip COVID-19 Pandemic Travel Plan

Emergency Medical benefits up to $5,000,000 for non COVID-19 related claims or up to $200,000 for COVID-19 related expenses for:

  • Emergency treatment
  • Paramedical services
  • Ambulance transportation
  • Emergency dental treatment
  • Emergency medical evacuation home
  • Repatriation of bodily remains
  • Bringing someone to your beside
  • Return home of children in the care of the insured
  • Return home of travel companion
  • Additional expenses for meals and hotel
  • Return home of vehicle
  • Hospital allowance
  • Child care
  • Return of excess baggage
  • Phone call expenses
  • Pet return
  • Terrorism coverage

Interruption benefits include :

  • up to $150 per insured person per day for your additional and unplanned commercial hotel and meal expenses to a maximum of $2,100 if you are unexpectedly required to self-isolate or quarantine. Family coverage maximum is $300 per insured family per day to a maximum of $4,200.
  • up to a maximum of $500 for reasonable and customary charges incurred by you for a Trip Interruption claim due a change in the Travel Advisory issued by the Government of Canada to “Avoid all travel”.


  •  To be eligible for insurance under this policy, an applicant must be a resident of Canada and covered under a Canadian, provincial or territorial government health insurance plan.
  • Applicants age 60 or over need to complete the Medical Questionnaire to determine their eligibility and rate category.
  • Emergency Medical coverage can be purchased for trips up to the number of days allowed by the insured’s government health insurance plan. 



All Inclusive Policy

Manulife offers an all inclusive policy for Canadian residents going on single and multiple trips. It can help protect you from the costs of unexpected medical emergncies that may occur before or during your trip.

A Single trip plan refers to travel outside of your province or territory of residence.

A Multi-trip plan refers to an unlimited amount of trips outside your province of territory of residence or Canada in the span of a year.

Both Single-trip and Multi-trip All Inclusive Cover:

  • Emergency Medical up to $10,000,000 CDN
  • Trip Cancellation & Interruption
  • Baggage Loss, Damage & Delay
  • Flight & Travel Accident
  • Terrorism Coverage 
  • …and more!

Emergency Medical Policy

Manulife offers an Emergency Medical policy that provides you with benefits at half the premium rate when all travel is within Canada. 

This includes Emergency Medical such as:

  • Up to $10,000,000 CDN
  • Paramedical Services
  • Ambulance Transportation
  • Emergency Dental Treatment
  • Bringing someone to your beside
  • Return home of children in the care of the insured or travel companion
  • Additional expenses for meals and hotel
  • Return home of vehicle or pet
  • Hospital Allowance
  • Return of Excess Baggage
  • Terrorism Coverage … and more!

    Trip Cancellation & Interruption

    Trip Cancellation and Interruption offers additional coverage in the event that an emergency were to occur during your trip. 

    • You can receive up to a sum purchased per insured per trip when you purchase separately
    • Receive a reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event


    Some of the insured risks include:

    • Unexpected medical emergency or death
    • Unexpected medical emergency or death of insured’s immediate family or key person
    • Cancellation of a business meeting
    • Canadian Government issues a Travel Advisory regarding the travel destination
    • Travel Visa not issued
    • The person whose guest the insured will be during the trip has a medical emergency and is admitted to a hospital or dies
    • Missed connection

    G.M.S Trip Cancellation Insurance

    What is your biggest fear before a trip? Knowing it may have to be cancelled with no refund?

    What You Will Get From G.M.S.
    You will get security before your travel date, any prepaid travel or excursions before your trip will be covered, cancellation fees looked after, and of course non-refundable airfares.

    Events Covered

    • Emergency conditions that prevent you from travel.
    • Pregnancy of family member or unexpected pregnancy.
    • Occupational changes prior to departure which was the sole reason of the trip.
    • Death of family member, business partner or someone effecting your trip.
    • Any damaged or lost luggage that effects your trip arrival. 

    G.M.S Emergency Medical Coverage

    Multi-Trip Annual Plan is designed for individuals or families planning on travelling more then once in a year and snowbirds looking to get away for the winter.


    Single Trip Plan is designed for one trip for up 365 days of coverage and can have multiple plans to have no gaps in coverage so in case of an emergency you are covered.



    • Prescription drugs covered for 30 days.
    • Ambulance covered up to 100%
    • Hospital room, supplies and services covered
    • Coverage continuation.

    Travel for Students

    Are you curious if you can get coverage and if you are eligible? 

    Are you a student and planning on travelling in or outside of Canada?

    Are you wondering what is covered for benefits and if there are exclusions and limitations?


    • Up to $2 million in emergency and non-emergency coverage.
    • Accidental death and dismemberment covered for $10,000.
    • One medical exam and one eye exam per year

    Full time student with proof of enrollment records. Under 45 years of age. Temporarily residing in or outside of Canada. Nationwide full-time student.

    General Information
    $2,000,000 aggregate per policy for emergencies that happen while traveling.

    Family coverage for dependents on your application.


    • Diagnostic Services – tests that are a must during an emergency
    • Prescription Drugs – 30 days covered prescribed to you by physician
    • Emergency evacuation – up to $100,000 to transport you
    • Tuition reimbursement – if an emergency prevents your attendance


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