by OBS | Nov 15, 2023 | Tax planning, Taxes
As the year winds down, it’s the perfect time to turn our attention to year-end tax planning. November and December provide a window of opportunity to make strategic financial moves that can positively impact your tax return. Here’s a quick guide for...
by OBS | Nov 15, 2023 | Investments, RESP, Retirement, Retirement Savings
You’ve been diligently stashing away some money from every paycheque, contributing to your retirement income. Perhaps you have a defined contribution pension or, if you’re one of the lucky ones, the defined benefit version. Whatever your process, when it comes to...
by OBS | Oct 4, 2023 | FHSA, Financial Info, Investments, Mortgages
While the Canadian housing market might be scary, owning a first home is not out of reach – and it’s never too early to start saving for your first home. If you are 18 or over, you are eligible to sign up for a new registered plan – appropriately called the First Home...
by OBS | Sep 12, 2023 | Investments, RESP
Interested in maximizing the impact of your RESP contributions? Here is a great strategy to consider. First, a bit of a refresher on RESPs: the Registered Education Savings Plan has two significant benefits. First, the availability of government grants. The government...
