Mortgage Simplified.
Let our Financial Specialists help you find the best mortgage available!
What if you could feel confident about buying a home in a competitive market? What if there was a mortgage flexible enough to get you into your dream home sooner? With great rates, flexible payments, tons of options, and personalized advice, we’re making home ownership a reality for more Canadians.
Mortgage Consulting Built For You
What to know before buying your first home
Buying your first home is one of the biggest purchases you’ll ever make. How much can you afford? What can you expect from your first mortgage? Here’s what you need to know.
How much mortgage can you afford?
Understanding every step of getting a mortgage
Should you work with a mortgage broker, a bank or a credit union?
5 things you need to know about getting a mortgage if you’re self-employed
What you should ask when moving homes
It’s the perfect time to brush up on your mortgage knowledge and answer all the new questions you have. Is this the right time to sell? Can you afford a second property? Here’s what you need to know.
Moving on: Should you sell your home or rent it out?
Understanding every step of getting a mortgage
Should you work with a mortgage broker, a bank or a credit union?
How much mortgage can you afford?
All decked-out: The hidden costs of cottage ownership
5 things you need to know about getting a mortgage if you’re self-employed
When life changes your mortgage can to
What are your options? How do you figure out what to do with your mortgage? Here’s what you need to know.
Should you renew or refinance?
Refinancing your mortgage: How it works
Calculate how much mortgage you can afford
Renewing or Refinancing your Mortgage
Get Started Now!
Ready to get started on finding the best OBS mortgage available?
Start by filling out the Client Info Form, and you could have your next mortgage in as little as 2 weeks!
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Frequently Asked Questions
What is a 'fixed rate' mortgage?
A fixed rate means your mortgage will always have a pre-determined interest rate irrespective of the changes in the economic conditions.
What is an 'adjustable rate' mortgage?
An adjustable rate can be changed by the lender whenever they feel that the economic conditions have changed.
What is a 'loan modification'?
A change in the repayment terms of a loan is referred to as loan modification.
Can I get a mortgage with someone who is unemployed?
The short answer: yes. The lender will most likely conduct a financial review of the total income and expenses of the household of the mortgagee pair. They will use a combination to figure out whether the current household income is enough to make the mortgage payments or not.
Need more
Information?
Do you want to find out more? Call our office to set up a preliminary appointment to find out how our advisors can get you started on the road to a better mortgage.
204-444-5678
oakbank@obstax.com